Since 1988, Crossgrove & Company has been providing the best advice and solutions for our clients in order to build strong, long term relationships and trust. We are a full service shop – offering advice and plans for individual risk management, group benefits & retirement, and investing tailored to the needs of clients seeking to build, preserve, and transfer wealth.
We bring you straight to the source! Because we've partnered with our carriers, we receive faster contract approvals by ordering our own medicals, we have dedicated case coordinators for our clients with whom we have direct contact, and we have 24/7 up to date information access for all underwriting.
We're a one stop shop - advisor and MGA all in one!
Disability insurance is put in place to cover a portion of your income if you are unable to work for an extended period of time. The most prevalent cause of disabilities is thought to be accidents, when in reality the leading cause of claims is mental illness (anxiety & depression). With disability claims often being subjective, contractual language is of utmost importance. Often times people think they are covered – through government programs such as Worker’s compensation or through an employers group plan – which is often not the case. For the most part, disability insurance will not replace all of someone’s income. Instead, disability insurance provides wage replacement benefits that cover, on average, up to 60% of employee earnings.
With over 30 years of knowledge and exprience, we will ensure that your contract has the necessary definitions therein to facilitate a smooth claims experience. Let us walk you through the process and act on your behalf when it comes to your coverage needs, your application, the underwriting process, changes, inquiries, and filing a claim.
With over 30 years of knowledge and experience, we will customize a plan based on the amount of resources you and your family needs
We will go through the application process with you from start to finish, submit to the appropriate carrier, and engage the proper underwriting to get you approved
We will field and follow through on any of your inquiries, changes, or claims on your behalf, ensuring that you receive prompt, reliable service - every time
"Endorsement – “The Crossgrove team is action and results oriented. I value their knowledge and professionalism. They have listened to and identified our needs for 10 years.”-Victor Racine, President, Change Integration Systems
"Endorsement – “I received prompt, courteous, personal and knowledgeable service from Crossgrove & Company. Additionally, dealing with them saved me valuable time. No need to ‘shop’ when working with these professionals.”- Frank Van Gool, Senior Consultant, Intersol